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All right I have a question if you're in an automobile accident that was caused by someone else and your insurance come you really can't help you out, and they're telling you that you need a lawyer, so I don't even know where to begin mm-hmm now I found it to be the police report needs to be modified because three of the beetles that are involved are not in the report okay all right yeah go ahead take Kent that one typical question we hear actually first with regard to the report you can always call the precinct in the jurisdiction where or in the district where this accident happened you can either meet with the police officer and file an amendment or if the police officer is not available that worked up that case you can file an amendment on your own you can meet with somebody there, and they'll write up an amendment it's not really controlling it just adds to the story, and you can do that at any time and that's something that has done quite often because you're out there on an accident scene and unfortunately a lot of times it's hectic sometimes people are going to the hospital a lot of times people don't are in bad enough car accident where there's not any witnesses, and its several days or weeks if they've been in ICU or something like that where they'll eventually hopefully get another side of the story the person who was injured the second thing is when you're in a situation where someone else caused the wreck first thing you do is call your insurance company make sure like Kirby I believe was talking about earlier make sure that they are on notice because there are some things that can happen that could cause you not to be covered because you've got some coverage of your own from your own insurance policy that maybe you wouldn't be able to claim against the person who caused the wreck so if somebody does cause the wreck, and you talk with your insurance company, and they say hey you need to be dealing with the other person not use well that's true but not necessarily because there's medical pay coverage okay if you have comprehensive coverage or collision coverage it may be that they need to just go ahead and pay for the damage to your vehicle so the first thing you do document everything we talked about documentation earlier document everything if you have a question I always say this to people they come in right after a wreck okay they come in within 30 days after a wreck, and they say look I don't like I'm not the suing type I don't want to sue anybody over this I'm just confused, and I say listen you've done the exact right thing and a lot of times we tell people you don't need a lawyer in fact we probably tell people they don't need a lawyer more times than we tell them that they do need a lawyer but when they do come in and a client sits down we just like the collar and says I don't know what to do I'm confused I really Pat them on the back to say look you did the right thing by coming and talk to somebody then cost anything to...
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